WBRC recently published an article by Andrew Housser called “How to Safeguard your Credit After the Equifax Breach”. The article details advice on how to protect your credit after the recent hack into the credit monitoring bureau. Hackers recovered private information of over 143 million in America. Andre Housser is the CEO of Freedom Financial Network, a family of companies which help provide debt relief.
The article suggests there are a variety of ways to protect yourself after this security breach that has affected almost half of the country. First, visit the website Equifax built after the information leak to see if your information was taken by the hackers.
There are also a variety of free protection and credit monitoring websites. The same website hosted by Equifax offers a free year of identity theft protection. After receiving your credit report, place your credit on a freeze to prevent creditors from viewing your information.
You may also need to look into placing your credit on a freeze with the other two credit monitoring bureaus. No one is able to change your credit until decide to unfreeze it. When your credit is on a freeze, creditors are not able to access your credit information, preventing any would be scammers from opening any lines of credit in your name.
Make sure you are also monitoring your credit and bank accounts daily or weekly to look for any unauthorized purchases. Thieves will often try small, unusual amounts as a test before making larger purchases. As you are reviewing it, make sure you call your bank if there is any suspicious activity.
Consolidation Plus is a company dedicated to helping people consolidate their debt. It is a part of the network of companies under Freedom Financial Network. They focus specifically on unsecured debt solutions. Andrew Housser co-founded the Freedom Financial Network in 2002 to help people get through the tough financial times.